The cost for IPPs is a nonrefundable $25 application fee, which is submitted along with the initial payment of the semester. VCU does not assess interest on the installment balance. The $25 IPP fee will be added to the bill once the IPP transactions are visible on the student’s account.

Students with current charges of $100 or more are eligible to participate in IPPs. Students who are receiving financial aid, third party scholarships and/or tuition assistance may deduct the awards to determine the net total due. If it is $100 or more, the remaining amount may be paid by installments.

All prior semester balances must be paid in full to be eligible; the IPPs are not available to pay past due balances. The IPPs are only available in the fall and spring semesters. Students must re-enroll in the payment plans each semester (fall/spring).

Both the initial installment payment and completion of the online IPP application are required within the enrollment period. Students may not enroll in an IPP after the enrollment period has ended.

Students must make a personal payment (not financial aid, third party scholarships, trust account payments, deposits or 529 prepaid plans) within the enrollment period in order to participate. Financial aid, third-party scholarships (including 529 prepaid plans and trust accounts) and/or deposits will reduce the student's overall balance. These payments are not considered installment (personal) payments. Personal payments are typically issued from a personal/individual’s (not business or organizational) account.

After remitting the initial installment payment, students or authorized payers can enroll in an IPP by completing the online IPP application, which is available at the bottom of this page during the enrollment periods. During the enrollment periods, students must allow at least 24 hours after initially registering for classes before completing the IPP application.

Students who remit the initial payment and complete an IPP application within the enrollment period should receive an email to their VCU email confirming IPP enrollment once the enrollment period has closed.

The IPP transactions and IPP fee will not appear on the student’s account in eServices until after the close of the IPP enrollment period. The IPP will “pay” the student’s net balance and then divide the balance into installment charges that are due throughout the semester

If financial aid or third-party awards have not applied to the student’s account once the IPP transactions are updated, the installments may be higher than expected. Payment for charges added to the student account after the account the IPP enrollment are immediately due. These charges, which may include meal plans, housing assessments and financial aid adjustments, do not recalculate the remaining installments. Once enrolled in a specific IPP, students are locked into that plan and may not subsequently switch plans.

Once enrolled in an IPP, VCU will generate eStatements for the remaining installments. Accounts must remain current on the IPP in order to avoid the assessment of a registration hold and/or a late fee. IPP participants may schedule automatic payments for the remaining installment payments through the billing and payment website using the “web check” payment option. However, installment payments are not automatically deducted/scheduled nor are automatic payments required.

Once enrolled, eStatements for the remaining installments should reflect only the installment payment that is due. If the eStatement requests the full account balance and not the installment, contact the Student Accounting Department at stuacctg@vcu.edu immediately.

Five Payments Installment Payment Plan (IPP5)

IPP5 allows the student to divide their net account balance into 5 equal payments throughout the semester. IPP5 requires an initial payment of 1/5 of the student’s net balance plus the $25 IPP fee.

2026-2027 academic year IPP5 payment due dates

How to calculate the initial IPP5 payment

Completing the IPP application will not recalculate the student’s balance. The initial payment amount must be calculated and manually remitted. Students must make a personal payment (check, credit card, and/or cash payment) within the enrollment period to participate. Financial aid, third-party scholarships (including 529 prepaid plans and trust accounts), and/or deposits do not count as an IPP payment.

Four Payments Installment Payment Plan (IPP4)

IPP4 allows the student to divide their net account balance into 4 equal payments throughout the semester. IPP4 requires an initial payment of 1/4 of the student’s net balance plus the $25 IPP fee.

2026-2027 academic year IPP4 payment due dates

Completing the IPP application will not recalculate the student’s balance. The initial payment amount must be calculated and manually remitted. Students must make a personal payment (check, credit card, and/or cash payment) within the enrollment period to participate. Financial aid, third-party scholarships (including 529 prepaid plans and trust accounts), and/or deposits do not count as an IPP payment.

How to calculate the initial IPP4 payment

How to calculate your initial IPP payment

Completing the IPP application will not recalculate the student’s balance. The initial payment amount must be calculated and manually remitted. Students must make a personal payment (check, credit card, and/or cash payment) within the enrollment period to participate. Financial aid, third-party scholarships (including payments from 529 and trust accounts), and/or deposits do not count as an IPP payment.